What are HMO Properties
The Environmental Health Officers’ professional notes state the following classifications:
Category A: Flatlets & Bedsits – some sharing of facilities (usually a bathroom/WC)
Category B: Shared Houses – all facilities normally shared (usually students)
Category C: Lodgings – meals provided
Category D: Hostels, B&B, Guesthouses – where people live as a main home (not just visiting)
Category E: Residential Homes
Category F: Self-Contained Flats – created by conversion
Exemptions:
Any HMO occupied by persons comprising no more than 2 families
Any HMO occupied by no more than 2 persons in addition to the owner and family members of the owner
Guide to HMO Mortgages
- Use classes order for HMO properties
- What are the HMO regulations?
- Does a HMO need planning permission?
- Is there a register for HMOs
- What is a HMO
- Definition of a HMO
- Do I Need a Licence for a HMO
- What are HMO Properties
- What are the Requirements for a HMO
- What are the HMO Regulations
- Who will lend on HMO properties?
Many thanks for all your help in getting both mortgages over the line. I really appreciate your concerted efforts to solve all the problems that arose & apologise for my frantic mails and calls to you both. Rest assured I will certainly come back to Charleston again and feel free to have anyone refer to me in respect to explaining my experience in dealing with you all
Some of our Lending Partners
