What are HMO Properties
The Environmental Health Officers’ professional notes state the following classifications:
Category A: Flatlets & Bedsits – some sharing of facilities (usually a bathroom/WC)
Category B: Shared Houses – all facilities normally shared (usually students)
Category C: Lodgings – meals provided
Category D: Hostels, B&B, Guesthouses – where people live as a main home (not just visiting)
Category E: Residential Homes
Category F: Self-Contained Flats – created by conversion
Exemptions:
Any HMO occupied by persons comprising no more than 2 families
Any HMO occupied by no more than 2 persons in addition to the owner and family members of the owner
Guide to HMO Mortgages
- Use classes order for HMO properties
- What are the HMO regulations?
- Does a HMO need planning permission?
- Is there a register for HMOs
- What is a HMO
- Definition of a HMO
- Do I Need a Licence for a HMO
- What are HMO Properties
- What are the Requirements for a HMO
- What are the HMO Regulations
- Who will lend on HMO properties?
Just to say a big thank you to you and all the others who have helped with this process – including the underwriters at Shawbrook who met me early this morning. We have completed on the purchase successfully! This would not have been possible without your intervention – so a big thank you.
Some of our Lending Partners
