Definition of a HMO
Houses in multiple occupancy mean that 2 or more persons reside at the property that are not all members of the same family and are described as “qualifying persons”.
To be a “qualifying person” means that the property is the only, or principal, residence. For example, the principal place of residence by a student in term time.
N.B.: A member of the same family is considered to be:
- spouse (living together as husband and wife), civil partner (living together as if civil partners), parent, grandparent, brother, sister, child, grandchild, uncle, aunt, niece or nephew of the other person.
Guide to HMO Mortgages
- Use classes order for HMO properties
- What are the HMO regulations?
- Does a HMO need planning permission?
- Is there a register for HMOs
- What is a HMO
- Definition of a HMO
- Do I Need a Licence for a HMO
- What are HMO Properties
- What are the Requirements for a HMO
- What are the HMO Regulations
- Who will lend on HMO properties?
Many thanks for all your help in getting both mortgages over the line. I really appreciate your concerted efforts to solve all the problems that arose & apologise for my frantic mails and calls to you both. Rest assured I will certainly come back to Charleston again and feel free to have anyone refer to me in respect to explaining my experience in dealing with you all
