Commercial Remortgage Solutions

Refinancing your commercial property can free up capital, reduce monthly costs, and improve financial flexibility. Charleston Financial specialises in commercial remortgage solutions for business owners and investors seeking better terms or growth capital.

  • Competitive rates starting from 5.75%
  • Up to 75% loan-to-value (LTV)
  • Interest-only and capital repayment options
  • Terms up to 25 years
  • Whole-of-market lender access
  • No upfront fees

Very pleased with your service and the results on my mortgage with Gwyn Jones. I would like to speak to you again regarding another matter I need finance for. A special mention on your professional telephone manner

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Refinance Your Commercial Property with Confidence

Whether you're looking to release equity, cut your interest rate, or consolidate business debt, a commercial remortgage can give you the financial freedom to move forward.

At Charleston Financial, we help business owners, investors, and developers remortgage their commercial property with expert advice and competitive terms. Whether you’re refinancing your own premises or an investment property, we’ll structure the deal to meet your objectives.

Why Consider a Commercial Remortgage?

Remortgaging offers practical benefits and strategic advantages:

  • Reduce interest costs with improved terms
  • Unlock capital tied up in property
  • Restructure or consolidate commercial loans
  • Improve cash flow with interest-only flexibility
  • Extend your loan term to reduce monthly payments

With Charleston, you can access 100+ commercial lenders — including those not available to the public. We arrange up to 75% LTV with repayment flexibility and no upfront costs.

Who It's For:

  • Business owners refinancing their trading premises
  • Investors seeking better rates or equity release
  • Developers refinancing after build or lease
  • SPVs consolidating multiple loans into one

Property Types:

  • Offices and workspaces
  • Warehouses and logistics units
  • Retail shops and retail-parade blocks
  • Medical and veterinary premises
  • Mixed-use or multi-tenant properties

Application Process:

  • Speak to a dedicated commercial mortgage advisor
  • Receive your decision in principle within 24 hours
  • We source the best product across 100+ lenders
  • Full support through valuation, underwriting, and completion