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What other fees might I incur?

A valuation fee – a report, following a visit to the property, sent to the lender. Cost depends on the type of property and the value of the property.

Legal fees – payable to your own legal team along with the lender’s legal fees.

Redemption penalties – a fee payable to the lender if the mortgage is paid off before the agreed term, however most mortgage options that we arrange will allow an element of overpayment without incurring any penalties

You may decide to pay or cancel a fixed interest rate loan and, therefore, there may be a breakage cost in addition to other fees such as redemption penalties.

Up to 10% of the outstanding loan amount can be re-paid in any 12 month period without incurring any repayment charges (for most lenders).

Brokers arrangement fee, typically, 1 % of the loan value. Charleston provide a completion guarantee on our mortgages meaning that you will not pay our broker fee until successful completion of the mortgage.

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What is the sum of 6 and 3?

My solicitor just called me to confirm the purchase is now completed. This is fantastic! My husband and I want to thank you for all your hard work, especially Sue for her professional, punctual and productive work through the whole purchase. This is the 2nd time we work together and has been a very happy one. I will come back to you next time for the next project