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What is the typical loan to value ratio (LTV)?

Commercial mortgage loan to value is typically up to 75% without requiring additional security, however, you can get loan to values of up to 100% if you do have additional security available in the form of other property that the additional value can be secured against.

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What is the sum of 3 and 7?

This will be why Charleston have such a great reputation then!! Many thanks Andrew for the expeditious and favourable response, the offer ticks all the boxes and looks near a perfect match to what we are seeking!