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What is a commercial mortgage?
A commercial mortgage is a mortgage secured on a property, which is not your residence, such as an office building, industrial warehouse or retail premises.
There are two types of commercial mortgage – a business mortgage for trading purposes and a commercial investment mortgage for those looking to invest in commercial property. However, each loan has to be assessed individually.
Commercial Mortgage Guide
- What is a commercial mortgage?
- When are commercial mortgages applicable?
- Who can apply for a commercial mortgage?
- what-is-the-Recovery-Loan- Scheme
- Where can I find the best deals?
- Can I mortgage leasehold and freehold properties?
- What are typical arrangement fees?
- What other fees might I incur?
- What are the benefits of using a broker?
- What is the typical loan to value ratio (LTV)?
- Why can't I find a table of rates?
- Which properties qualify as commercial?
Thanks again for arranging my commercial mortgage, if it was not for you the whole project would have come to a halt as no other broker or lender was interested. I know where to come next time.
