Can I mortgage leasehold and freehold properties?

There are no limitations on mortgaging freehold commercial properties

Typically a commercial mortgage can be raised on a leasehold property as long as there is more than 40 years remaining on the lease (for most lenders).

A commercial mortgage can be available for both licensed and unlicensed HMO’s (House in Multiple Occupation).  However, if it is licensed, this license must be made available.

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Just to say a big thank you to you and all the others who have helped with this process – including the underwriters at Shawbrook who met me early this morning. We have completed on the purchase successfully! This would not have been possible without your intervention – so a big thank you.

Some of our Lending Partners