Can I mortgage leasehold and freehold properties?

There are no limitations on mortgaging freehold commercial properties

Typically a commercial mortgage can be raised on a leasehold property as long as there is more than 40 years remaining on the lease (for most lenders).

A commercial mortgage can be available for both licensed and unlicensed HMO’s (House in Multiple Occupation).  However, if it is licensed, this license must be made available.

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I have to place on record that working with you guys is far more pro-active that the main banks - I'm finding them slower than ever in their response time and internal procedures, you are very refreshing, keep up the good work.

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