Commercial Investment Property Mortgages
Investing in commercial property can offer significant returns, but securing the right financing is crucial. Charleston Financial specialises in arranging commercial investment mortgages tailored to your investment goals, whether you're purchasing retail units, office spaces, or industrial properties.
- Competitive rates starting from 5.75%
- Up to 75% loan-to-value (LTV)
- Terms up to 25 years
- Interest-only and capital repayment options
- Access to a wide panel of lenders
- No upfront fees
Very pleased with your service and the results on my mortgage with Gwyn Jones. I would like to speak to you again regarding another matter I need finance for. A special mention on your professional telephone manner
Invest in Commercial Property with a Purpose-Built Mortgage
Building a profitable property portfolio starts with the right foundation and for commercial landlords, that means securing the right finance.
Whether you’re buying your first commercial unit or expanding a well-established portfolio, a commercial investment mortgage from Charleston Financial gives you the flexibility and structure you need to maximise return on investment.
We specialise in helping UK property investors, landlords, and SPVs access market-leading finance for commercial premises that are let to other businesses. From retail units and office blocks to warehouses and mixed-use developments, we help you finance it all.
Why Consider a Commercial Investment Mortgage?
Owning commercial property as an investment offers clear long-term advantages:
- Higher yields than residential investment
- Longer term leases with less hands on management
- Potential for capital growth and equity release
- Full control over tenant choice and lease terms
- No residential tenancy restrictions or AST limitations
With Charleston Financial, you’ll benefit from access to 100+ lenders and bespoke funding solutions. We can arrange up to 75% loan-to-value, with interest-only and capital repayment options available.
Whether you’re acquiring through a limited company, SPV, or personal name, we structure the deal around your investment goals — not the other way around.
Who It's For:
- Professional landlords buying commercial premises to lease
- SPVs and limited companies investing in property
- Portfolio investors seeking diversified commercial income
- Developers refinancing tenanted assets to raise capital
Property Types:
- Retail units and high street shops
- Office buildings or business centres
- Industrial premises and warehouses
- Mixed-use developments (e.g. shop with flats above)
- Commercial blocks with multiple tenants
Application Process:
- Speak to a dedicated commercial finance advisor
- Receive your decision in principle within 24 hours
- We source the most suitable product from 100+ lenders
- Full support through application, underwriting, and completion
