What is a buy-to-let mortgage?

A buy to let mortgage is a specific mortgage that is granted to an individual, a property investor, a developer or landlord. The mortgage is classed as a business transaction.

Typically, a buy to let mortgage requires a larger deposit when compared to a residential mortgage as the maximum that can be borrowed is usually only 85% of the total loan value, with many more rates and options being 75% of the total loan value.

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I’ve just heard from my solicitor that he has the funds in from Interbay, had paid off our mortgage and is sending the balance on to me, which means that finally this is all over and  I can move on.  Thank you all so much for your help in arranging the mortgage, I am sure that my future plans will involve needing to arrange finance, and I will happily come back to you again.

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