Ideal Buy To Let Deposits / Loan to Value (LTV)

For a buy to let mortgage, a higher deposit is usually required. Typically, most financial institutions require a minimum of a 25% deposit, or a 75% loan to value ratio. In some cases, a 15% deposit is acceptable, with an 85% loan to value ratio. As with most investments, the larger the investment the greater the return value, so it is usually better to provide a larger deposit when taking out a buy to let mortgage as it allows for a smaller loan to value ratio.

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