Ideal Buy To Let Deposits / Loan to Value (LTV)

For a buy to let mortgage, a higher deposit is usually required. Typically, most financial institutions require a minimum of a 25% deposit, or a 75% loan to value ratio. In some cases, a 15% deposit is acceptable, with an 85% loan to value ratio. As with most investments, the larger the investment the greater the return value, so it is usually better to provide a larger deposit when taking out a buy to let mortgage as it allows for a smaller loan to value ratio.

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I phoned on Friday to thank you and all your staff for the hard work and effort you put in to get this deal through, you have done more than what was required of you and your staff have gone beyond the call of duty to achieve completion. I genuinely thank you and all the staff at Charleston for making it happen in a professional and friendly way and I will certainly recommend your services to any one I can

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