What deposit do you need for a Buy to Let?

Buy to Let mortgage deposits

If you are looking to purchase a Buy to Let property, you will need to consider the level of deposit required by the mortgage company for them to approve a Buy to Let mortgage to assist you.

In addition to the Buy to Let deposit, you will also need to provide enough funds within the deposit to cover stamp duty, solicitors fees and survey fees.

When considering the deposit, generally the higher the deposit you can provide the better the mortgage interest rate will be offered to you.

The minimum deposit you will require based on current products available is 15% of the purchase price for a single Buy to Let, if you are unable to provide a deposit, then we are able to provide 100%+ Buy to Let mortgages using additional security instead of a deposit, for example if you have equity in another property, whether that is your home or an additional investment property, we can often use the equity as the deposit.

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I’ve just heard from my solicitor that he has the funds in from Interbay, had paid off our mortgage and is sending the balance on to me, which means that finally this is all over and  I can move on.  Thank you all so much for your help in arranging the mortgage, I am sure that my future plans will involve needing to arrange finance, and I will happily come back to you again.

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