What deposit do you need for a Buy to Let?

Buy to Let mortgage deposits

If you are looking to purchase a Buy to Let property, you will need to consider the level of deposit required by the mortgage company for them to approve a Buy to Let mortgage to assist you.

In addition to the Buy to Let deposit, you will also need to provide enough funds within the deposit to cover stamp duty, solicitors fees and survey fees.

When considering the deposit, generally the higher the deposit you can provide the better the mortgage interest rate will be offered to you.

The minimum deposit you will require based on current products available is 15% of the purchase price for a single Buy to Let, if you are unable to provide a deposit, then we are able to provide 100%+ Buy to Let mortgages using additional security instead of a deposit, for example if you have equity in another property, whether that is your home or an additional investment property, we can often use the equity as the deposit.

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My solicitor just called me to confirm the purchase is now completed. This is fantastic! My husband and I want to thank you for all your hard work, especially Sue for her professional, punctual and productive work through the whole purchase. This is the 2nd time we work together and has been a very happy one. I will come back to you next time for the next project

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