Ideal Buy To Let Deposits / Loan to Value (LTV)

For a Buy to Let mortgage, a higher deposit is usually required. Typically, most financial institutions require a minimum of a 25% deposit, or a 75% loan to value ratio. In some cases, a 15% deposit is acceptable, with an 85% loan to value ratio. As with most investments, the larger the investment the greater the return value, so it is usually better to provide a larger deposit when taking out a Buy to Let mortgage as it allows for a smaller loan to value ratio.

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I have to place on record that working with you guys is far more pro-active that the main banks - I'm finding them slower than ever in their response time and internal procedures, you are very refreshing, keep up the good work.

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