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Guide to Buy To Let Mortgages

  • What is a commercial Buy to Let?
  • What is Buy To Let?
  • What is a Buy-to-Let mortgage?
  • What are Typical fees for Buy to Let loans
  • What types of property fall under Buy to Let?
  • What is an Special Purpose Vehicle (SPV)?
  • What is the stamp duty rate for a Buy To Let?
  • What are the current Buy To Let Mortgage Rates?
  • Buy to Let, what can I claim against tax?
  • Ideal Buy To Let Deposits / Loan to Value (LTV)
  • Why use a Broker for Buy To Let?
  • What is the capital gains impact of Buy To Let?
  • Are my Buy To Let profits taxable?
  • How to maximise your Buy To let
  • What deposit do you need for a Buy to Let?

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Charleston Financial Services Limited is registered in England and Wales No. 07038315. Registered office: 9 Copperhouse Court, Milton Keynes, MK7 8NL. All rights reserved. Charleston Financial Services Limited is authorised and regulated by the Finance Conduct Authority (No. 513260) The FCA does not regulate some mortgage contracts. Charleston Financial is a member of the National Association of Commercial Finance Brokers, the body that promotes best practice within the commercial finance industry. Telephone calls may be monitored or recorded for training purposes.

We are an authorised credit broker not a lender. Typically, we will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: fixed fee, fixed rate of commission, and the percentage of the amount you borrow. Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.

Not all of our products are regulated by the Financial Conduct Authority: Please ask for details.


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE.
ICO Number: Z1996768