Roma Finance provides property professionals and landlords with bridging loans, development finance and buy-to-let mortgages.
They offer first and second charge loans from £50k to £1m and have operated successfully in the buoyant UK bridging finance market for over ten years providing finance for property projects such as renovations, change of use, property auction purchases and ground-up developments on residential investment, commercial and industrial properties throughout England, Scotland and Wales.
Our customers are at the centre of our business and just over two years ago, we completely reinvented & simplified the legal process enabling most cases to complete within 7 days.
In March 2019, they introduced a 5-year mortgage which allows customers with a rental strategy to retain those properties and release the equity they’ve created on development or refurbishment projects. The product now also enables customers to acquire investment property such as buy to lets and HMOs and even exit a bridging loan.
Established in 2008, Roma Finance is a member of the ASTL, FIBA and the NACFB and over the last few years has grown considerably with over 30 staff and 8 different funding lines to maintain security for borrowers.
Roma is proud that its expertise, experience, and processes enable it to complete deals rapidly and often within 7 Days. With a track record of prompt payouts many borrowers have been helped to maximise planning gains from investment, acquire property, and change the use of buildings and land.
Often referred to as a "broker’s lender", Roma aims to find a lending solution to suit every customer.
Roma's products include key benefits such as:
- No exit fees for loans secured on semi-commercial or residential properties
- Competitive rates
- Up to 70 percent LTV
- Self-employed, employed, companies, sole traders and partnerships considered
- Named underwriter to work on individual projects
- Prompt, pragmatic decisions with manual underwriting
- Top slicing on buy-to-let