Roma Finance is a small bridging finance lender, providing bridging loans secured on both residential and commercial property in England and Wales.
It currently has fewer than 10 employees who work exclusively with intermediaries and property professionals to deliver bridging finance solutions for people wanting to renovate or convert properties - particularly those that are deemed to be impossible to mortgage by the high street lenders.
With a recently secured multi-million pound low-cost funding line, Roma Finance is helping its introducers to complete an increasing number of cases at sensible rates for customers.
Established in 2008, Roma Finance - a member of the Association of Short Term Lenders and the National Association of Commercial Finance Brokers - is an established independent lender offering short-term secured bridging loans.
Roma is proud that its expertise, experience, and processes enable it to complete deals rapidly and often within 48 hours. With a track record of prompt payouts many borrowers have been helped to maximise planning gains from investment, acquire property, and change the use of buildings and land.
Often referred to as a "broker’s lender", Roma aims to find a lending solution to suit every customer.
As every case is different, Roma meets every borrower so the finance can be tailored to each individual transaction.
Whatever the situation - a borrower may be purchasing property at auction or may require a kick start for a stalled project, maybe he or she's been let down by another lender, or needs development finance to renovate a property - Roma Finance will always provide a decision maker with whom to talk - even outside office hours.
This speeds up the process so a case can be moved to completion without delay.
Roma's bridging products include key benefits like:
- No exit fees for loans secured on semi-commercial or residential properties
- Competitive rates
- Up to 75 percent LTV on residential property
- 100 percent plus LTV available with additional security
- Self-employed, employed, companies, sole traders and partnerships considered
- Named underwriter to work on individual projects
- Prompt, pragmatic decisions