What is a buy-to-let mortgage?

A buy to let mortgage is a specific mortgage that is granted to an individual, a property investor, a developer or landlord. The mortgage is classed as a business transaction.

Typically, a buy to let mortgage requires a larger deposit when compared to a residential mortgage as the maximum that can be borrowed is usually only 85% of the total loan value, with many more rates and options being 75% of the total loan value.

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